IBAN Generator Tool
Free IBAN Generator – Generate Random Valid IBANs Online
Use this free IBAN generator to instantly create random, valid International Bank Account Numbers (IBANs). Perfect for developers, QA testers, and financial engineers who need sample IBAN numbers for test environments, payment system validation, and sandbox scenarios. Supported countries include Belgium, Estonia, Netherlands, Switzerland, and more.
All generated IBAN numbers follow country-specific formats and pass checksum validation (MOD 97-10). Generated IBANs are for testing purposes only and cannot be used for real transactions.
How to Use This Free IBAN Generator
- Select a country from the dropdown.
- Click Generate IBAN Number.
- Copy the result with the Copy to Clipboard button.
Supported Countries & Formats
This IBAN generator currently supports the following countries often used in European test environments:
| Country | Code | IBAN Length | Example Pattern |
|---|---|---|---|
| Belgium | BE | 16 | BE54363463151697 |
| Cyprus | CY | 28 | CY92009039841817354209277428 |
| Denmark | DK | 18 | DK2840011510824084 |
| Estonia | EE | 20 | EE270000001086160701 |
| Luxembourg | LU | 20 | LU770013281985014235 |
| Lithuania | LT | 20 | LT057010692680275267 |
| Latvia | LV | 21 | LV22PARX3889421835219 |
| Netherlands | NL | 18 | NL86ABNA5048946594 |
| Switzerland | CH | 21 | CH0800765400104344516 |
How the IBAN Generator Works
This IBAN generator is based on publicly available information about how different countries structure and validate their International Bank Account Numbers. Each country follows its own algorithm and rules for length, format, and check digits. Our tool applies these patterns to produce random but valid IBANs that conform to country-specific standards. The goal is to give developers and testers realistic test data without exposing any real account details.
What Is an IBAN?
IBAN stands for International Bank Account Number. It is a globally recognized standard developed under ISO 13616 to make cross-border payments faster and more reliable. An IBAN is not a new account number, but a structured way of representing an existing bank account with additional details that help reduce errors in international transfers.
Each IBAN contains a country code, two check digits, and a country-specific Basic Bank Account Number (BBAN). The length and format differ depending on the country, which is why an IBAN generator must apply different rules for each region. This standardization ensures that banks and payment systems can validate and route transfers correctly.
In practice, IBANs are used by banks, businesses, and payment service providers to process international payments securely. While our IBAN generator produces numbers that follow the correct structure and checksum rules, they are intended strictly for testing and development purposes—not for real banking transactions.
IBAN vs SWIFT Code
- IBAN: Identifies an individual bank account in a standardized international format.
- SWIFT/BIC: Identifies the bank or financial institution itself for routing payments between banks.
- Together: In many international transfers, both IBAN and SWIFT codes are required—the IBAN specifies the account, while the SWIFT code tells the system which bank to send it to.
IBAN Generator FAQ
Is this IBAN generator free?
Yes, it’s free and designed for developers and testers.
Can I use these IBANs for real payments?
No—these are test values not connected to real accounts.